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Celebrating 25 Years of The Loan Club!

  • loan45
  • Mar 27
  • 1 min read


Today 27th March 2025 marks a significant milestone for The Loan Club – we are celebrating 25 years of business! We began with a simple yet powerful idea: to make borrowing money more transparent, personalised and stress-free for everyone involved. Today we have grown into a trusted financial partner for thousands of Australians.


Over the past two and a half decades, we’ve continuously evolved to keep up with the changing financial landscape. From expanding our loan offerings to integrating smarter financial solutions, our mission has always remained the same – to provide reliable and personalised lending solutions that truly benefit our clients. The Loan Club would not have been possible without our dedicated and supportive team, loyal clients and trusted partners. Your support and belief in our mission has been the driving force behind our success.


As we celebrate this achievement today, we reflect on our journey with gratitude and excitement for the future. Every loan approved, every financial goal achieved, and every milestone reached is a testament to the strong relationships we have built over the years. We are deeply grateful for your trust and look forward to continuing this journey together. Here’s to the next 25 years of growth, innovation and excellence with The Loan Club!


Start your journey with The Loan Club and APPLY NOW!

 
 
 

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Disclaimer:

The information provided on our website is for general knowledge only and does not constitute financial advice. Please consult a qualified professional before making any financial decisions. 

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All loan applications are private and discreet. All loans are subject to meeting credit criteria. Our compliance obligations require us to collect, verify and record information that identifies each person or business who holds an account with The Loan Club. During the assessment process we will ask for details which identifies you such as name, address, and date of birth, we will also require a copy of your driver’s licence or other identifying documents and/or company documents as the case may be.

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​Commencing February 2025, minimum Annual Percentage Rate (APR) is 9.95% and the minimum annual Comparative Percentage Rate (CPR) which includes all fees and charges is 10.95%. The maximum APR is 19.95% and the maximum CPR is 20.50%. These rates are only indicative and will vary depending on many factors such as the applicant’s credit history, financial situation, ability to service the loan and assets or liabilities. Minimum repayment term is 52 weeks and maximum repayment term is 260 weeks.

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​Representative example: For a borrower who meets our credit criteria, a secured personal loan of $20,000.00 borrowed for 52 weeks with an interest rate of 9.95% per annum (CPR 10.95%), would estimate to a minimum total amount payable of $21,630.23. Rates, fees and charges are subject to change.

Warning:

These comparison rates only apply to the examples provided. Different amounts and terms will result in different comparison rates. Unascertainable costs such as discharge of mortgage, legal fees at settlement as well as administrative costs are not included in the comparison rate cost and may influence the cost of the loan.

 

The interest rate charged is determined by the loan amount and the loan term. The principal as well as fees and charges provided to an applicant will be established by the information they provide to us during the loan assessment process.

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