Small Funding Gaps Don’t Have to Be a Big Deal

Secure second mortgage funding and bridging loans to help with your loan to value requirements.

The Loan Club’s Mortgage Gap Loans and Bridging Loans help mortgage brokers get more deals done. When clients fall short of lending criteria our loans can give you and your customer the funding needed for successful mortgage deals via a second mortgage.

Flexible Solutions for Your Clients

We can help you close the gap and close the deal via a second mortgage or caveat

Is your client just short of the LVR (Loan to Value Ratio) needed?

Are you unsure if LMI (Lenders Mortgage Insurance) is in the best interest for your client?

Are the other alternatives unfavourable?

Mortgage brokers who are members of The Loan Club may access bridging loans and second mortgage finance that solve these problems. All mortgage deals are client-friendly, flexible and fast to assess. Most importantly, we put people first, ensuring our loans meet their needs while helping you meet yours. We make the application process simple for you and your client.

Here's What Sets The Loan Club Apart:

Extensive Loan Options

From amounts of $20,000 to $200,000 we can help with a range of loans

Fully
Independent

Funding decisions are made by us. If we can help you, you can trust that we will.

Tailored Loan Terms

Loan terms up to 5 years that work for your clients, giving them manageable repayment options

Fast
Response

When you call us, we can give you an indicative approval within hours,
not days

Fully
Accredited

With our Australian credit licence we are equipped to offer personal and business loans in a compliant and transparent manner

Fantastic Incentives

You'll be treated with integrity and professionalism and rewarded for successful settlements

Over 20 Years Helping Brokers Help Their Clients

We aren’t new on the block. We’ve built our business over decades of responsible, fit-for-purpose lending. By only working with selected mortgage brokers, offering loans that truly work for their clients, we’ve helped mortgage brokers like you help clients like yours secure finance for first and second mortgages, business loans and personal consumer finance when they may otherwise have been declined.

We are selective about who joins our club

We go above and beyond for the people we work with

You get personal, prompt and professional service

You benefit from more ways to help more people

Our members are rewarded when they refer the right clients.

We always act with your clients' best interest in mind.

The Process

Register

Registration is free and simple. Reach out to us via our website, email us at loan@loanclub.com.au or call us on 1300 loanclub (1300 562 625).

1 Fill Out the Form

We will usually respond to you within 1 business day. We will ask you to fill out some short forms to become accredited with The Loan Club.

2 Enjoy Rewards

Once you become accredited with The Loan Club, you can start referring clients and enjoying the rewards with no clawbacks and generous commissions.

3

Hear what Australians are saying about The Loan Club.

"The Loan Club was professional and efficient in providing finance to my business. The application process was straightforward, and their team was incredibly supportive. I highly recommend their services for any company requiring finance."

-Adam

"As a mortgage broker in Sydney, I’ve been associated with The Loan Club since 2005. The Loan Club have commercial and consistent credit policies, they are ethical and impeccably managed. I highly recommend The Loan Club to brokers and professionals seeking to partner with a private lender."

-Andrew W. Broker, ACL holder

"I wish to Congratulate You and Your Team for The Excellent Friendly and Efficient Service that You have Provided Me over The Last 20 Years. Thank You."

-Les

Who is The Loan Club For?

We work with selected mortgage brokers. The Loan Club only partners with brokers who share our philosophy of putting people first and who have their clients best interest at heart, actively seeking the best way to secure their mortgage, business or consumer loan.

By joining The Loan Club, you'll have direct access to our loan officers who will help you promptly when you need assistance. So while you may not need a Mortgage Gap Loan today, when you have a client who does we'll be waiting and ready to help.

We help mortgage brokers who meet the following criteria:

You bring a minimum 3 years of experience, or have strong, suitable references

You hold professional indemnity insurance

Terms & conditions apply

Frequently Asked Questions

Am I eligible for a personal loan? What documents do I need to apply?

You are eligible for a personal loan with The Loan Club if you are an Australian resident; you are not a bankrupt; and you are over the age of 18 years old. To apply, you need to provide your contact details, ID information, employment documents and information about your financial situation including your assets and liabilities, income and expenses, etc.
What loan amounts do you offer? What are the interest rates and terms for personal loans?

We offer personal loans from $10,000 up to $200,000 with loan terms up to 5 years. All personal loan applications are priced for risk through a costing matrix. Various factors can affect the rates and fees charged on a personal loan such as the applicant’s credit history, financial situation, assets and liabilities, market conditions, etc. All fees and charges will be provided to a prospective borrower via a loan quote after we have assessed your loan application. There is no obligation or cost to an applicant prior to signing the loan contract. We pride ourselves in providing quick, easy and affordable personal loans that are right for our consumer clients. Call us today or apply online now.
How do I apply for a personal loan? How long does it take to get approved?

Call us today to discuss your personal loan needs or apply online now for a quick and easy personal loan. When you call us, we do not put you in a queue and we do not redirect your call here and there. We listen and we respond. We want to help you. When you apply online, our dedicated team will usually respond to you within 1 business day. We may ask you for more information. That is because we are an Australian Credit Licence holder and we are a responsible and compliant lender. Within a day or two of receiving your required application information, we will let you know if your personal loan is indicatively approved or declined. If approved, we will provide you with a no-obligation loan quote.

Small Funding Gaps Don’t Have to Be a Big Deal

Flexible Solutions for Your Clients