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Welcome to The Loan Club!

We understand that navigating the loan process can sometimes be confusing. That's why our dedicated team is here to answer any questions you may have about your loan options or our services. Whether you're looking for a personal loan to consolidate debt, a business loan to grow your company, or a mortgage gap loan to bridge the gap between your home's value and your purchase price, we're here to help you find the right financial solution for your needs.

We encourage you to browse our website to learn more about our loan products and eligibility requirements. If you have any questions or would like to speak to a loan officer directly, we're happy to hear from you! Feel free to contact us by phone, email, or mail using the information provided below.

Email

loan@loanclub.com.au

Phone

1300 loanclub

(1300 562 625)

PO Box

PO Box 870, Bondi Junction

NSW 1355

Get in touch!

Frequently Asked Questions

We understand you might have questions about our loan products and services. Here are some of the most common inquiries we receive:

We offer personal loans from $10,000 up to $200,000 with loan terms up to 5 years.

All personal loan applications are priced for risk through a costing matrix. Various factors can affect the rates and fees charged on a personal loan such as the applicant’s credit history, financial situation, assets and liabilities, market conditions, etc. All fees and charges will be provided to a prospective borrower via a loan quote after we have assessed your loan application. There is no obligation or cost to an applicant prior to signing the loan contract. We pride ourselves in providing quick, easy and affordable personal loans that are right for our consumer clients. Call us today or apply online now.

Call us today to discuss your personal loan needs or apply online now for a quick and easy personal loan.

When you call us, we do not put you in a queue and we do not redirect your call here and there. We listen and we respond. We want to help you. When you apply online, our dedicated team will usually respond to you within 1 business day.

We may ask you for more information. That is because we are an Australian Credit Licence holder and we are a responsible and compliant lender.

Within a day or two of receiving your required application information, we will let you know if your personal loan is indicatively approved or declined. If approved, we will provide you with a no-obligation loan quote.

PERSONAL LOANS

We offer business loans from $10,000 up to $200,000 with loan terms up to 5 years.

Whether you need a business loan for business expansion, debt consolidation, cash flow assistance, equipment or inventory purchase, renovations, unexpected business expenses or other business purpose, The Loan Club is here to help. Our rates are competitive and our response times are quick. So give us a call today on 1300 LOANCLUB (1300 562 625) to discuss your business loan needs or apply online now at www.loanclub.com.au/application-form

You are eligible for a business loan with The Loan Club if you are an Australian resident; you are not a bankrupt; and you are over the age of 18 years old. If you are seeking a business loan from $20,000 up to $200,000 and you have security such as vehicles, property or business assets, we want to hear from you. To apply, you need to provide your contact details, ID information, business details and financial documents and information about your financial situation including your assets and liabilities, income and expenses.

BUSINESS LOANS

The Loan Club’s mortgage gap loan is a type of personal loan that enables a property purchaser (the borrower) to obtain first mortgage approval from their first mortgage lender when they would otherwise fall short of the loan to value (LVR) or other requirements of their first mortgage lender and/or the deposit requirements for the purchase of the property. For example, Tom purchases a property for $1M. He has received pre-approval from his first mortgage lender for 80% LVR i.e. $800,000 conditional upon Tom providing evidence of the funds required for the full deposit of $200,000. However, Tom only has $100,000 in savings to put towards the deposit for the property purchase. He will not receive final approval from his first mortgage lender if he is short $100,000. Tom can apply and be approved for a mortgage gap loan of $100,000 from The Loan Club secured by a second mortgage, obtain final approval from his first mortgage lender and settle the property purchase. It is a win-win situation for all.

You may find yourself in a situation similar to Tom’s where you fall short of the deposit required to settle your property purchase. You may have expected your first mortgage lender to approve a loan amount of 80% LVR but after assessment, you only received approval for 75% LVR. If you fall short of the first mortgagee’s requirements, The Loan Club’s mortgage gap loans can help you secure the finance you need to settle your property purchase. Call us today or apply online now.

You are eligible for a mortgage gap loan with The Loan Club if you are an Australian resident; you are not a bankrupt; and you are over the age of 18 years old.

When you fall short of the loan to value (LVR) or other requirements of your first mortgage lender and/or you cannot meet the deposit requirements for the purchase of a property, call The Loan Club to discuss how our mortgage gap loans could help you.

We offer mortgage gap loans from $10,000 up to $200,000 with loan terms up to 5 years.

All mortgage gap loan applications are priced for risk through a costing matrix. Various factors can affect the rates and fees charged on a mortgage gap loan such as the applicant’s credit history, financial situation, assets and liabilities, market conditions, first mortgage lender’s approval conditions, etc. All fees and charges will be provided to a prospective borrower via a loan quote after we have assessed your loan application. There is no obligation or cost to an applicant prior to signing the loan contract. We pride ourselves in helping individuals, couples and families secure the finance they need to settle their property purchases. Call us today or apply online now.

MORTGAGE GAP LOANS

Contact Us

Welcome to The Loan Club!

Email

Phone

PO Box

Get in touch!

Frequently Asked Questions

Am I eligible for a personal loan? What documents do I need to apply?

What loan amounts do you offer? What are the interest rates and terms for personal loans?

How do I apply for a personal loan? How long does it take to get approved?

What types of business loans do you offer? Which loan is right for my business needs?

What are the eligibility requirements for business loans?

Can I use a business loan to expand my inventory and hire new staff?

What is a mortgage gap loan, and do I need one?

Am I eligible for a mortgage gap loan?

How much can I borrow with a mortgage gap loan? What are the interest rates and terms?

Company

Loans

Important Information

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